Financing your future

Keep Scrolling

Financial Assistance

Beyond their intellect, Cate students are distinguished by their curiosity, their compassion, and their kindness.

Cate students come from every corner of the world, and every kind of community, which attests to the fact that these qualities know no boundaries. Accordingly, Cate’s need-based financial assistance program works to ensure that the cost of attendance does not preclude access to an extraordinary educational experience. We are committed to making a Cate experience accessible to families of all income levels.

In Financial Aid
Of Students Receive Financial Assistance
Day Student Tuition
Boarding Student Tuition

More Information

Our financial assistance committee administers need-based awards and follows the guidelines of the National Association of Independent Schools (NAIS). Financial assistance decisions are based on a family’s ability to finance their child’s education as demonstrated by the methodology of the School and Student Service for Financial Aid (SSS) of Princeton, New Jersey. Within the limitations of our budget, and according to our own financial assistance policies, Cate uses the SSS recommendations as a guideline in determining individual awards.

Although the admission and financial assistance programs at Cate are separate processes and an applicant must first be admitted to Cate and only then be considered for financial assistance. We notify all new students and their families of our financial assistance decisions at the same time that we notify them of our admission decisions.

    • Apply to Cate for the 2022-23 school year. A student should apply to Cate before starting the FA process. These are two separate processes and each one must be thoroughly completed to be considered for admission and assistance. Click here for steps on how to apply to Cate.
    • On or after September 1st please visit the School & Student Services (SSS) website to complete the Financial Assistance application known as the Parents’ Financial Statement (PFS).

Filling Out Your Parents’ Financial Statement (PFS)

The PFS is a comprehensive online form that allows School and Student Services (SSS) to estimate the amount your family can contribute towards your child’s tuition. SSS reports that estimate to any school or schools you indicate on your PFS. If your child is applying to more than one school, you only need to fill out your PFS once. If you have multiple children applying, only one PFS application is needed for all schools for all of your children.

The PFS opens each year on September 1st. The PFS is due February 1, 2022, for both returning and new prospective families. To begin your financial assistance application for the coming school year, please follow these steps:

1. Visit and click on “Complete your PFS”.

    • A login and password are required to complete the PFS. If you are a first-time user, you will be asked to create an account. If you applied for financial assistance in the previous school year, log in as a returning family, using the email and password you created last year.
    • Begin your PFS for the 2022-23 academic school year, be sure to add our school code so that Cate will have access to your PFS. Cate School’s Code is 2170.
    • You can log out of the PFS website at any time and return later to complete the form

2. Submit your completed PFS.

    • Please note that there is a nonrefundable processing fee. If you qualify for a fee waiver, you will be automatically notified on the processing fee page.
    • Once you submit, your PFS cannot be withdrawn from the SSS system.

3. Upload required documents in the “Manage Documents” section of SSS. Required documentation includes:

If you are not a U.S. citizen paying U.S. taxes, please click here to learn more about how to apply for financial assistance as an International Student.

Download the Family Guide to Financial Aid (English)
Descarga el Cuaderno de Trabajo y Manual de Instrucciones (Spanish)
For more information / Para mas información:​

Questions about the PFS or the financial assistance process in general? The SSS provides helpful information on the “Learn” section of its website. Or, call the SSS Helpline at 800-344-8328 (open Monday to Friday from 9:00 a.m. to 11:00 p.m. EST, and Saturday from 9:00 a.m. to 8:00 p.m. EST).

For all questions related to Cate’s Financial Assistance Program contact Vanessa Cruz-Santana ’06, Director of Financial Assistance at